Financial Forecasting. Plan Every Decision With Confidence.
Most forecasts get built once, for a bank or an investor, then never opened again. We build ones you will actually use to run the business.
We have one rule at Bernard Rogers & Co: you deal with a named Client Manager, who knows your numbers well enough to spot a problem before it becomes urgent, and ensures you have a consistent point of contact who truly understands your goals and can help navigate any challenges as they arise.
How this plays out in practice.
A business planning to take on new premises or new staff typically comes to us wanting to know one thing: can we actually afford this, and when. We build the forecast around the specific decision, model what happens if it goes well and if it does not, and give a clear answer rather than a vague reassurance.
"...As the company grew, with new staff joining regularly and more complex onboarding and payroll to manage, it became clear he needed more than a basic accounting service. He needed a proactive partner who could take ownership of the finance function and adapt quickly as the business evolved. That is exactly what Bernard Rogers & Co provided."
Find out how Daintta have used our Services
What we do for you
Management accounts and rolling forecasts
Monthly or quarterly management accounts that feed into a live forecast, rather than a set of year-end accounts you see once the year is already over. You get a running picture of where the business is heading, not just where it has been.
Budgeting and scenario planning
We build best case, worst case and most likely scenarios around the things that actually move your numbers, staff costs, material prices, a key customer, so you can see the impact of a decision before you make it, not after.
Funding and lending applications
Forecasts built to the standard a bank or an investor expects, supporting loan applications, overdraft renewals and grant applications. A forecast that has clearly been worked through properly makes a real difference to how those conversations go.
Capital expenditure
planning
Planning a major purchase? We model the tax relief alongside the cash flow, work out whether the Annual Investment Allowance, full expensing or first year allowance suits your business best, and build it into your forecast.
Profit and tax
forecasting
We forecast your Corporation Tax liability ahead of time, not just at year end. For 2026/27 that means the 19% small profits rate up to £50,000, the 25% main rate above £250,000, and an effective marginal rate of around 26.5% on profits in between.
Due diligence and exit planning
If you are thinking about selling, raising investment or taking on a partner, a forecast that stands up to proper scrutiny is essential. We build the numbers to withstand that kind of examination, not just to look reasonable at a glance.
Why clients work with us.
The average client relationship at Bernard Rogers & Co is around seven years, with some having worked with us for over 30 years. A forecast is only useful if the person who built it understands your business well enough to keep it current as things change, not a one-off document filed away and forgotten.
We are not the cheapest option in Warwickshire. We are also not going to hand you a spreadsheet and wish you luck. If that trade-off sounds right for your business, let us talk.
"In 2012 I met with Bernard Rogers & Co. to help me start my pharmaceutical consultancy business. From day 1 they have provided clear guidance and help along every step of the process from initial company formation through to MTD accounts, Directors verification for companies house, annual company accounts and personal tax filings. I have found each member of the team to be an expert in their respective areas, professional and efficient through the myriad of requirements that come with running a business. An all-round 1st class experience."
FAQs
Common questions about Financial Forecasting. Get in touch if there is anything else you would like to know.
At least quarterly for most growing businesses, and more often around a specific decision such as a new hire, a new premises or a major purchase. A forecast that is only looked at once a year is of limited use.
Yes. Lenders want to see that the numbers have been properly thought through, not just a hopeful set of projections. A well-built forecast, prepared by an accountant who knows the business, carries real weight in that conversation.
Yes. Before you commit to new equipment, we model whether the Annual Investment Allowance, full expensing or the newer first year allowance applies, and build the tax impact into the forecast alongside the cash flow.
No, and in fact earlier is better. A buyer or investor will look hard at your numbers, and a forecast with a genuine track record behind it is far more credible than one built in a hurry six months before a sale.
Very straightforward. We handle the professional clearance, contact your existing accountant and make sure nothing falls through the gaps.
The cost depends on the complexity of your affairs. We agree a fixed fee upfront so you know exactly what you are paying. A short conversation with David is the quickest way to get a sense of the numbers.
Get in touch with David
Contact David directly, or fill out the form below and we'll be in touch ASAP.
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